Terms and Conditions

  1. Introduction

These Terms and Conditions (“Terms”) govern your access to and use of the website www.qubikfinserv.com, operated by Qubik Finserv together with its business divisions, subsidiaries, associate companies, and affiliated investment entities in India and abroad (collectively, Qubik Finserv “the Company,” “We,” “Us,” or “Our”). The terms “User” and “Visitor” refer to any person who accesses or uses the Website.

By accessing or using the Website, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, please discontinue use of the Website immediately.

The Company reserves the right to revise these Terms at any time by updating this page, at its sole discretion and without prior notice. We encourage you to review this page periodically, as the most current version is binding on all Users from the date it is posted.

  1. Intellectual Property and Use of Content

All logos, trademarks, brand names, service marks, headings, labels, signatures, numerals, designs, and any combination thereof appearing on the Website (collectively, “Marks”) are the property of, or are used under licence by, Qubik Finserv Pvt Ltd and/or its associate entities, except where otherwise indicated.

You may view, download, and print content from the Website solely for your personal, non-commercial use. You may not copy, reproduce, republish, sell, modify, distribute, publicly display, publicly perform, or otherwise exploit any content, Marks, or material on the Website for any public or commercial purpose without the prior written consent of the relevant rights holder.

  1. Acceptable Use of the Website

3.1 Security

You agree not to violate, or attempt to violate, the security of the Website. Prohibited activities include, without limitation:

  • accessing data, systems, or accounts that you are not authorised to access;
  • probing, scanning, or testing the vulnerability of any system or network, or attempting to breach any security or authentication measures, without proper authorisation;
  • interfering with or disrupting service to any user, host, or network, including through the introduction of viruses, worms, Trojan horses, or other malicious code, or through overloading, flooding, mail-bombing, or crashing any system; and
  • sending unsolicited bulk electronic communications, including unauthorised promotional or advertising material.

Any violation of system or network security may result in civil and/or criminal liability. The Company reserves the right to investigate any suspected violations of these Terms and to cooperate with law enforcement authorities in connection with any such investigation or prosecution.

3.2 General Conduct

You agree not to use the Website to transmit, distribute, store, or destroy any material that:

(a) could constitute, encourage, or provide instructions for a criminal offence, or that otherwise violates any applicable law or regulation;

(b) infringes the copyright, trademark, trade secret, or other intellectual property rights of any person, or violates the privacy or publicity rights of any person; or

(c) is libellous, defamatory, obscene, pornographic, profane, threatening, abusive, or otherwise objectionable.

  1. Indemnity

You agree to indemnify and hold harmless the Company and its officers, directors, employees, and agents from and against any and all claims, actions, demands, liabilities, losses, and damages (including reasonable legal costs) arising out of or in connection with your use of the Website or your breach of these Terms.

  1. Limitation of Liability

To the fullest extent permitted by applicable law, neither the Company nor its group companies, directors, officers, or employees shall be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising from or relating to:

  • your use of, or inability to use, the Website or its services;
  • the cost of procuring substitute goods or services;
  • any goods, data, information, or services obtained, or transactions entered into, through the Website;
  • unauthorised access to, or alteration of, your transmissions or data; or
  • any other matter relating to the Website,

even if the Company has been advised of the possibility of such damages, and including, without limitation, damages for loss of profits, loss of use, loss of data, or other intangible losses.

The Company shall not be liable for any damages arising from the interruption, suspension, or termination of the Website or its services, whether or not such interruption, suspension, or termination was justified, and whether negligent, intentional, or inadvertent.

The Company shall not be responsible or liable for the statements, actions, or conduct of any third party in connection with the Website.

In no event shall the Company’s total liability to you for all claims arising from or relating to your use of the Website exceed the amount, if any, paid by you to the Company in connection with the matter giving rise to the claim.

  1. Disclaimer of Warranties and Consequential Damages

The Website and its content are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied.

In no event shall the Company, or any party or entity associated with the Company and referenced on the Website, be liable for any damages whatsoever including, without limitation, incidental and consequential damages, lost profits, damage to computer hardware, loss of data or information, or business interruption arising from the use of, or inability to use, the Website, whether based on warranty, contract, tort, or any other legal theory, and regardless of whether such party was advised of the possibility of such damages.

  1. Third-Party Links

The Website may contain links to third-party websites or resources, provided for your convenience only. The Company does not endorse, and is not responsible for, the content, products, services, or privacy practices of any third-party website. Your use of any such website is at your own risk.

  1. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts at New Delhi, India.

  1. Severability

If any provision of these Terms is held invalid or unenforceable, that provision shall be enforced to the maximum extent permissible, and the remaining provisions shall continue in full force and effect.

  1. Entire Agreement

These Terms, together with any other legal notices and policies published by the Company on the Website, constitute the entire agreement between you and the Company regarding your use of the Website, and supersede any prior agreements on the same subject.

  1. Contact Us

If you have any questions regarding these Terms, please contact us at info@qubikfinserv.com.