Professional Services Financing — Qubik Finserv
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Professional Services

Working capital for
firms that bill by the project.

Financing for consultancies, agencies, law firms and other professional services businesses — bridging the gap between project delivery and client payment.

Client receivablesBill discounting
Office expansionProperty-backed
Working capitalBusiness loans
Professionals collaborating in a modern office meeting
Sector expertise

Financing challenges we solve

Underwriting shaped by how professional services businesses actually operate — not a generic scorecard.

Delayed client payments

Invoices raised on 30–90 day terms tie up cash — discount them to keep operations funded.

Talent & hiring costs

Scaling a services business often means hiring ahead of revenue — working capital bridges that.

Office & infrastructure expansion

New offices or facility upgrades need upfront capital, sometimes secured against property.

Project-based cash flow

Revenue arrives in lumps tied to project milestones — financing smooths the gaps between them.

Common uses

What our professional services clients fund

  • Discounting invoices raised on large corporate clients
  • Funding hiring ahead of a new project or client win
  • Expanding or relocating to a new office
  • Smoothing cash flow between project milestones
Why Qubik

Built for this sector

We pair the discipline of a regulated NBFC with underwriting that understands how professional services businesses actually generate and receive cash — not a one-size-fits-all scorecard. Digital onboarding means indicative answers in 24–48 hours, so opportunity never waits on paperwork.

Talk to an advisor
Recommended for Professional Services

Products that fit this sector

These are the facilities our professional services clients turn to most, but any product can be structured to your specific need.

Plan before you borrow

EMI Calculator

Move the sliders to see your monthly instalment instantly. No sign-up, no surprises.

₹10,00,000
₹50 K₹2 Cr
13.0%
8%24%
5 yrs
1 yr30 yrs
Monthly EMI
₹22,753
INTEREST36%
Principal amount₹10,00,000
Total interest₹3,65,180
Total payable₹13,65,180
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Indicative only · final terms subject to credit assessment

Questions, answered

Professional Services financing FAQs

What kinds of professional services firms do you fund?
Consultancies, agencies, law firms, accounting practices and similar services businesses with verifiable client contracts or invoices.
Can a small or new firm access bill discounting?
Eligibility depends more on client credit quality than firm size — talk to us about your specific client base.
Do you require collateral for working capital?
Not always — depending on the facility size and business profile, unsecured working capital options are available.

Ready to fund your professional services business?

Share a few details and our team will get back to you with a transparent, personalised offer — usually within 24–48 hours.