Turn unpaid invoices
into working capital, today.
Discount your receivables and unlock cash tied up in approved invoices — instead of waiting 30, 60 or 90 days for your buyers to pay.
Built around how you actually borrow
Immediate liquidity
Access up to 90% of invoice value without waiting for buyer payment terms.
Buyer-credit driven pricing
Rates reflect the credit quality of your buyers, not just your own balance sheet.
Recourse & non-recourse options
Structures to match your risk appetite and buyer relationships.
Keeps your balance sheet lean
An efficient alternative to carrying receivables for months.
Who can apply
- Registered business with verifiable trade invoices
- Buyers with an acceptable credit profile
- Minimum business vintage as per policy
- Clean invoicing and GST compliance history
What you'll need
- GST-compliant invoices & purchase orders
- Buyer KYC & trade history
- Business KYC & bank statements
- GST returns (recent filings)
Bill Discounting EMI Calculator
Move the sliders to see your monthly instalment instantly. No sign-up, no surprises.
Indicative only · final terms subject to credit assessment
From application to disbursal, in four steps
Apply online
Share a few details and the facility you need. It takes a couple of minutes — no branch visit required.
Submit documents
Upload KYC and income proof digitally. Our team verifies everything securely and gets in touch.
Get your offer
Receive a transparent, personalised offer with clear rates, tenure and EMI — usually within 24–48 hours.
Receive funds
Accept the offer and funds are disbursed straight to your account. Track everything in one place.
Bill Discounting FAQs
Straight answers on rates, tenure, and documentation.
What's the difference between recourse and non-recourse discounting?
Which invoices qualify?
How quickly is the amount disbursed?
Is this only for large businesses?
Ready to apply for a bill discounting?
Share a few details and our team will get back to you with a transparent, personalised offer — usually within 24–48 hours.