Working capital that
moves at your pace.
Growth financing for SMEs and businesses that keeps cash flowing while you scale operations, take on new orders, or bridge seasonal gaps.
Built around how you actually borrow
Structured around cash flow
Repayment schedules built for your business cycle, not a fixed template.
Working capital & term options
Whether it's inventory, receivables or expansion capex, we structure the right facility.
Digital application
Apply online, upload documents digitally — no repeated branch visits.
Relationship-led underwriting
We look at the whole business, not just a credit score.
Who can apply
- Business vintage of 2+ years
- Minimum annual turnover as per policy
- Proprietorship, partnership, LLP or private limited entity
- Satisfactory banking & repayment track record
What you'll need
- KYC of business & promoters
- GST returns & ITRs (last 2 years)
- Bank statements (last 12 months)
- Business proof / registration documents
Business Loan EMI Calculator
Move the sliders to see your monthly instalment instantly. No sign-up, no surprises.
Indicative only · final terms subject to credit assessment
From application to disbursal, in four steps
Apply online
Share a few details and the facility you need. It takes a couple of minutes.
Submit documents
Upload KYC and income proof digitally. Our team verifies everything securely and gets in touch.
Get your offer
Receive a transparent, personalised offer with clear rates, tenure and EMI — usually within 24–48 hours.
Receive funds
Accept the offer and funds are disbursed straight to your account. Track everything in one place.
Business Loan FAQs
Straight answers on rates, tenure, and documentation.
What can a business loan be used for?
Do I need collateral?
How is the interest rate decided?
Can new businesses apply?
Ready to apply for a business loan?
Share a few details and our team will get back to you with a transparent, personalised offer — usually within 24–48 hours.