Qubik Finserv — Financing Progress, Growth Ki Nayi Pehchaan
Financing Progress · वित्तीय भागीदार

Growth ki nayi
pehchaan, funded right.

Customised lending built for the way India actually grows — from the corner shop to the boardroom. Transparent terms, fast decisions, and a partner who stays for the long run.

24–48 hrsIndicative decision
100% digitalPaperless onboarding
RBI-regulatedGoverned & compliant
Advisor reviewing loan details with a couple on a tablet
Assets under management
₹30 Cr+
Disbursal momentum
0
Assets Under Management
0
Lending Products
0
Operating Branches
0
States Coming Soon
Who we serve

One lender, built for every stage of growth

Whether you're financing a personal milestone or a multi-crore expansion, our products are structured around your reality — not a one-size template.

Retail customer inside a store
01 / Individuals

Retail Customers

Personal loans and credit solutions for life's important moments — planned simply, priced fairly.

  • Personal & gold loans
  • Vehicle financing
  • Flexible tenures
Salaried employee working at a desk
02 / Working Professionals

Salaried Employees

Quick, paperwork-light credit for salaried professionals, sized to your take-home and repaid on your schedule.

  • Salary-based personal loans
  • Minimal documentation
  • EMI aligned to payday
Small business owners in a meeting
03 / Enterprises

SMEs & Businesses

Working-capital and growth financing that keeps cash flowing while you scale operations.

  • Business loans
  • Loan against property
  • Bill discounting
Corporate professionals in an office meeting
04 / Corporates

Corporate Clients

Structured finance and large-ticket funding, underwritten with disciplined risk management.

  • Venture debt
  • Structured facilities
  • Dedicated relationship desk
Comprehensive lending

Seven products. One trusted partner.

A full lending suite designed to serve diverse needs — each with transparent pricing and a quick, human-reviewed decision.

Personal Loan

Unsecured funding for weddings, education, travel or emergencies.

Explore

Business Loan

Working capital and expansion finance to keep momentum going.

Explore

Loan Against Property

Unlock the value of your property at competitive secured rates.

Explore

Gold Loan

Instant liquidity against your gold — securely valued and stored.

Explore

Vehicle Loan

Finance new or pre-owned vehicles with quick, on-road approvals.

Explore

Venture Debt

Non-dilutive growth capital for funded, scaling startups.

Explore

Bill Discounting

Convert receivables into cash without waiting on payment cycles.

Explore

Not sure which fits?

Tell us your goal and we'll match you to the right facility.

Talk to an advisor
Sector expertise

Industries we fund

Underwriting shaped by how each sector actually operates — not a generic scorecard.

Plan before you borrow

EMI Calculator

Move the sliders to see your monthly instalment instantly. No sign-up, no surprises.

₹10,00,000
₹50 K₹2 Cr
13.0%
8%24%
5 yrs
1 yr30 yrs
Monthly EMI
₹22,753
INTEREST36%
Principal amount₹10,00,000
Total interest₹3,65,180
Total payable₹13,65,180

Indicative only · final terms subject to credit assessment

Why Qubik

The difference is in how we lend

We pair the discipline of a regulated institution with the speed and empathy of a modern partner.

Governed & transparent

As an RBI-registered NBFC, every facility comes with clear terms, fair pricing and no hidden charges. What you see is what you sign.

Decisions that keep pace

Digital onboarding and disciplined underwriting mean indicative answers in 24–48 hours, so opportunity never waits on paperwork.

Solutions, not slots

From bill discounting to venture debt, we structure facilities around your cash flow and goals — not a fixed product menu.

A partner for the long run

We invest in relationships, not transactions — supporting customers from their first loan through every stage of growth.

How it works

From application to disbursal, in four steps

01

Apply online

Share a few details and the facility you need. It takes a couple of minutes — no branch visit required.

02

Submit documents

Upload KYC and income proof digitally. Our team verifies everything securely and gets in touch.

03

Get your offer

Receive a transparent, personalised offer with clear rates, tenure and EMI — usually within 24–48 hours.

04

Receive funds

Accept the offer and funds are disbursed straight to your account. Track everything in one place.

What drives us

Vision & Mission

Vision · दृष्टि

A trusted partner for inclusive growth

To be a trusted financial partner — empowering individuals, entrepreneurs and businesses with accessible, responsible solutions that foster sustainable growth and financial inclusion.

व्यक्तियों, उद्यमियों और व्यवसायों के लिए एक भरोसेमंद वित्तीय साझेदार बनना, जो उनकी प्रगति और सफलता में सहयोग करे।

Mission · मिशन

Transparent, customer-centric finance

To deliver transparent, efficient financial services through prudent risk management and ethical practice — meeting evolving needs with tailored lending while creating long-term value for every stakeholder.

पारदर्शी, भरोसेमंद और ग्राहक-केंद्रित वित्तीय सेवाएँ प्रदान करना, और सभी संबंधित पक्षों के लिए स्थायी मूल्य बनाना।

Client experiences

Trusted by the people we fund

We partnered with Qubik Finserv on a term-loan facility and the experience reflected real professionalism — responsive, seamless and committed throughout. We value this association and look forward to a long, mutually beneficial relationship.
Rajeev Ranjan
Rajeev RanjanDirector, Naman Finlease Private Limited
Stay protected

Trust & Security

Everything you need to verify us, protect yourself, and understand how we handle your data — always here, not just a pop-up.

Fraud Awareness

Qubik Finserv never asks for OTPs, passwords or advance fees. Verify any communication through our official channels only.

Data Security

Your information is encrypted and handled under strict internal data-protection controls at every step.

RBI Registration Details

Qubik Finserv is an RBI-registered NBFC. Registration details are available on request and via our official filings.

Let's talk

Ready to take control of your finances?

Tell us about your goals and our team will design a facility that fits. No obligation, no jargon — just a clear path forward.

CALL US+91 87967 52226
EMAILinfo@qubikfinserv.com
CORPORATE OFFICEG-12A, Hauz Khas, New Delhi 110016