Your gold,
working harder for you.
Quick, secured funding against your gold jewellery — competitive rates, transparent valuation, and your gold safely stored until repayment.
Built around how you actually borrow
Fast, transparent valuation
Gold is assessed on the spot using standard purity and weight checks.
Competitive rates
Among the lowest rates across our product range, given the secured nature.
Safe storage guaranteed
Your gold is insured and securely stored for the duration of the loan.
Flexible repayment options
Choose bullet repayment, EMI, or interest-only structures to suit your cash flow.
Who can apply
- Individual, 18 years or older
- Valid ID and address proof
- Gold ornaments/coins of acceptable purity (typically 18–22 karat)
- Clear ownership of the pledged gold
What you'll need
- PAN card & Aadhaar
- Address proof
- Passport-size photograph
- Gold ornaments/coins for valuation
Gold Loan EMI Calculator
Move the sliders to see your monthly instalment instantly. No sign-up, no surprises.
Indicative only · final terms subject to credit assessment
From application to disbursal, in four steps
Apply online
Share a few details and the facility you need. It takes a couple of minutes — no branch visit required.
Submit documents
Upload KYC and income proof digitally. Our team verifies everything securely and gets in touch.
Get your offer
Receive a transparent, personalised offer with clear rates, tenure and EMI — usually within 24–48 hours.
Receive funds
Accept the offer and funds are disbursed straight to your account. Track everything in one place.
Gold Loan FAQs
Straight answers on rates, tenure, and documentation.
How is the loan amount decided?
Is my gold safe?
What if I can't repay on time?
How fast can I get the loan?
Ready to apply for a gold loan?
Share a few details and our team will get back to you with a transparent, personalised offer — usually within 24–48 hours.