Working capital that
keeps you scaling.
Growth financing structured around your cash flow — not a fixed product menu — so working capital, expansion and receivables all get the right facility.
What we offer smes & businesses
Business loans
Working capital and term financing sized to your turnover and cycle.
Loan against property
Leverage business or personal property for larger-ticket, lower-cost funding.
Bill discounting
Convert receivables into immediate cash instead of waiting on payment terms.
Relationship-led underwriting
We assess the whole business — banking behaviour, GST filings, growth trajectory — not just a score.
What smes & businesses typically fund
- Bridging working capital gaps during a growth phase
- Financing inventory or raw material purchases
- Discounting invoices from large corporate buyers
- Funding expansion into a new location or product line
Built around your reality
Whether you're financing a personal milestone or a multi-crore expansion, our products are structured around your reality — not a one-size template. Digital onboarding means indicative answers in 24–48 hours, so opportunity never waits on paperwork.
Talk to an advisorProducts built for smes & businesses
These are the facilities smes & businesses turn to most, but any product can be structured to your specific need.
EMI Calculator
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Indicative only · final terms subject to credit assessment
Frequently asked by smes & businesses
What's the minimum business vintage required?
Do you require collateral?
Can proprietorships and partnerships apply, not just private limited companies?
Ready to get started?
Share a few details and our team will get back to you with a transparent, personalised offer — usually within 24–48 hours.