Life doesn't wait —
neither should your loan.
Salary-based personal loans sized to your take-home and repaid on your schedule. Minimal paperwork, quick decisions, funds in your account fast.
Built around how you actually borrow
Minimal documentation
Salary slips, bank statements and ID proof — that's usually it.
EMI aligned to payday
Repayment dates that match your salary credit, not a fixed calendar date.
No collateral needed
Purely on the strength of your income and credit profile.
Prepay without penalty*
Close early once you're ready, on eligible facilities.
Who can apply
- Salaried individual, 21–58 years
- Minimum net monthly income as per policy
- At least 1 year in current employment (2+ years total work experience)
- Working with a registered employer / company
What you'll need
- PAN card & Aadhaar
- Last 3 months' salary slips
- Last 6 months' bank statements
- Passport-size photograph
Personal Loan EMI Calculator
Move the sliders to see your monthly instalment instantly. No sign-up, no surprises.
Indicative only · final terms subject to credit assessment
From application to disbursal, in four steps
Apply online
Share a few details and the facility you need. It takes a couple of minutes.
Submit documents
Upload KYC and income proof digitally. Our team verifies everything securely and gets in touch.
Get your offer
Receive a transparent, personalised offer with clear rates, tenure and EMI — usually within 24–48 hours.
Receive funds
Accept the offer and funds are disbursed straight to your account. Track everything in one place.
Personal Loan FAQs
Straight answers on rates, tenure, and documentation.
How much personal loan can I get?
How fast is disbursal?
Can I prepay or foreclose the loan?
Other ways we can help
Not quite the right fit? These products might be closer to what you need.
Ready to apply for a personal loan?
Share a few details and our team will get back to you with a transparent, personalised offer — usually within 24–48 hours.