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Personal Loan

Life doesn't wait —
neither should your loan.

Salary-based personal loans sized to your take-home and repaid on your schedule. Minimal paperwork, quick decisions, funds in your account fast.

₹50K–₹25LLoan amount
24–48 hrsIndicative offer
Up to 5 yrsTenure
Personal loan approved - flexible funding for travel, education, home and health
Why this loan

Built around how you actually borrow

Minimal documentation

Salary slips, bank statements and ID proof — that's usually it.

EMI aligned to payday

Repayment dates that match your salary credit, not a fixed calendar date.

No collateral needed

Purely on the strength of your income and credit profile.

Prepay without penalty*

Close early once you're ready, on eligible facilities.

Eligibility

Who can apply

  • Salaried individual, 21–58 years
  • Minimum net monthly income as per policy
  • At least 1 year in current employment (2+ years total work experience)
  • Working with a registered employer / company
Documentation

What you'll need

  • PAN card & Aadhaar
  • Last 3 months' salary slips
  • Last 6 months' bank statements
  • Passport-size photograph
Plan before you borrow

Personal Loan EMI Calculator

Move the sliders to see your monthly instalment instantly. No sign-up, no surprises.

₹500,000
₹50,000₹2,500,000
13%
8%24%
3 yrs
1 yr30 yrs
Monthly EMI
₹0
INTEREST0%
Principal amount₹0
Total interest₹0
Total payable₹0
Apply for this loan

Indicative only · final terms subject to credit assessment

How it works

From application to disbursal, in four steps

01

Apply online

Share a few details and the facility you need. It takes a couple of minutes.

02

Submit documents

Upload KYC and income proof digitally. Our team verifies everything securely and gets in touch.

03

Get your offer

Receive a transparent, personalised offer with clear rates, tenure and EMI — usually within 24–48 hours.

04

Receive funds

Accept the offer and funds are disbursed straight to your account. Track everything in one place.

Questions, answered

Personal Loan FAQs

Straight answers on rates, tenure, and documentation.

How much personal loan can I get?
It depends on your monthly income, existing obligations and credit score. Most salaried applicants qualify for amounts between ₹50,000 and ₹25 lakh — use the calculator above for an indicative EMI.
How fast is disbursal?
Once your documents are verified, indicative approval typically comes through in 24–48 hours, with disbursal soon after you accept the offer.
Can I prepay or foreclose the loan?
Yes, on eligible facilities you can prepay part or all of the outstanding amount after the lock-in period, subject to applicable charges.

Ready to apply for a personal loan?

Share a few details and our team will get back to you with a transparent, personalised offer — usually within 24–48 hours.