Logistics Financing — Qubik Finserv
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Logistics

Keep fleets moving,
cash flowing.

Vehicle financing, fuel and maintenance working capital, and freight-receivable discounting for transporters, fleet operators and logistics companies.

Fleet expansionVehicle loans
Freight receivablesBill discounting
Working capitalBusiness loans
Logistics trucks parked at a warehouse loading dock
Sector expertise

Financing challenges we solve

Underwriting shaped by how logistics businesses actually operate — not a generic scorecard.

Fleet acquisition & renewal

Adding or replacing commercial vehicles is capital-intensive — we finance up to 90% of on-road price.

Freight payment delays

Shippers and brokers often pay on extended terms. Discount freight invoices to keep operations funded.

Fuel & maintenance costs

Rising input costs need working capital cushioning between freight cycles.

Route & warehouse expansion

New routes or warehousing require upfront capital before the revenue follows.

Common uses

What our logistics clients fund

  • Purchasing new or pre-owned commercial vehicles
  • Discounting freight invoices from large shippers
  • Funding fuel and maintenance during peak season
  • Expanding into new routes or warehousing capacity
Why Qubik

Built for this sector

We pair the discipline of a regulated NBFC with underwriting that understands how logistics businesses actually generate and receive cash — not a one-size-fits-all scorecard. Digital onboarding means indicative answers in 24–48 hours, so opportunity never waits on paperwork.

Talk to an advisor
Recommended for Logistics

Products that fit this sector

These are the facilities our logistics clients turn to most, but any product can be structured to your specific need.

Plan before you borrow

EMI Calculator

Move the sliders to see your monthly instalment instantly. No sign-up, no surprises.

₹10,00,000
₹50 K₹2 Cr
13.0%
8%24%
5 yrs
1 yr30 yrs
Monthly EMI
₹22,753
INTEREST36%
Principal amount₹10,00,000
Total interest₹3,65,180
Total payable₹13,65,180
Talk to an advisor

Indicative only · final terms subject to credit assessment

Questions, answered

Logistics financing FAQs

Do you finance both new and used commercial vehicles?
Yes — commercial vehicle financing covers new and pre-owned trucks, subject to valuation and vehicle age.
Can freight receivables from any shipper be discounted?
Receivables are assessed based on the credit quality of the shipper or broker involved — talk to us about your specific counterparties.
Is fleet financing available for single-vehicle operators?
Yes, we work with both individual operators and larger fleet businesses.

Ready to fund your logistics business?

Share a few details and our team will get back to you with a transparent, personalised offer — usually within 24–48 hours.