Healthcare Financing — Qubik Finserv
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Healthcare

Equipment, expansion,
and everything in between.

Financing for clinics, diagnostic centres, pharmacies and healthcare providers — from equipment purchase to facility expansion and working capital.

Equipment financingTerm loans
Facility expansionProperty-backed
Working capitalBusiness loans
Doctor reviewing equipment in a modern clinic
Sector expertise

Financing challenges we solve

Underwriting shaped by how healthcare businesses actually operate — not a generic scorecard.

Diagnostic & medical equipment

High-value equipment purchases can be financed against expected patient revenue.

Facility setup & expansion

New clinics, diagnostic centres or pharmacy outlets need upfront capital before patients arrive.

Insurance reimbursement delays

Receivables from insurers and TPAs can be slow — working capital bridges the wait.

Regulatory & compliance costs

Accreditation and compliance upgrades often require dedicated funding.

Common uses

What our healthcare clients fund

  • Purchasing diagnostic or medical equipment
  • Setting up or expanding a clinic or diagnostic centre
  • Bridging insurance/TPA reimbursement cycles
  • Funding compliance upgrades or accreditation costs
Why Qubik

Built for this sector

We pair the discipline of a regulated NBFC with underwriting that understands how healthcare businesses actually generate and receive cash — not a one-size-fits-all scorecard. Digital onboarding means indicative answers in 24–48 hours, so opportunity never waits on paperwork.

Talk to an advisor
Recommended for Healthcare

Products that fit this sector

These are the facilities our healthcare clients turn to most, but any product can be structured to your specific need.

Plan before you borrow

EMI Calculator

Move the sliders to see your monthly instalment instantly. No sign-up, no surprises.

₹10,00,000
₹50 K₹2 Cr
13.0%
8%24%
5 yrs
1 yr30 yrs
Monthly EMI
₹22,753
INTEREST36%
Principal amount₹10,00,000
Total interest₹3,65,180
Total payable₹13,65,180
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Indicative only · final terms subject to credit assessment

Questions, answered

Healthcare financing FAQs

Do you finance individual doctors or only healthcare businesses?
We work with both — individual practitioners setting up a clinic and larger healthcare businesses expanding operations.
Can equipment itself be used as collateral?
In some structures, yes — talk to our team about asset-backed options for high-value equipment.
How are insurance receivables handled?
Where relevant, receivables from insurers or TPAs can be assessed for bill discounting, subject to their credit profile.

Ready to fund your healthcare business?

Share a few details and our team will get back to you with a transparent, personalised offer — usually within 24–48 hours.