Manufacturing & MSME Financing — Qubik Finserv
RBI-Registered NBFC
+91 87967 52226 info@qubikfinserv.com
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Manufacturing & MSME

Keep the production line
funded, not frozen.

Raw material purchases, machinery upgrades and order-linked working capital for manufacturers and MSMEs — underwritten around your production cycle, not a generic scorecard.

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Raw material fundingWorking capital
Machinery upgradesTerm loans
Order-linked capitalBill discounting
Factory floor with manufacturing machinery
Sector expertise

Financing challenges we solve

Underwriting shaped by how manufacturing & msme businesses actually operate — not a generic scorecard.

Raw material cost cycles

Buy in bulk, pay upfront, get paid on delivery — the gap in between is where we step in.

Machinery & capacity upgrades

New equipment often pays for itself in output — we structure term loans around that payback.

Delayed buyer payments

Large buyers often pay on 60–90 day terms. Discount your invoices instead of absorbing the wait.

MSME-specific underwriting

We understand GST-return-based income and informal banking histories common to MSMEs.

Common uses

What our manufacturing & msme clients fund

  • Bulk raw material procurement for a confirmed order
  • Purchasing or upgrading production machinery
  • Bridging payment terms with large corporate buyers
  • Meeting statutory and payroll obligations during a slow quarter
Why Qubik

Built for this sector

We pair the discipline of a regulated NBFC with underwriting that understands how manufacturing & msme businesses actually generate and receive cash — not a one-size-fits-all scorecard. Digital onboarding means indicative answers in 24–48 hours, so opportunity never waits on paperwork.

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Recommended for Manufacturing & MSME

Products that fit this sector

These are the facilities our manufacturing & msme clients turn to most, but any product can be structured to your specific need.

Business Loan

Working capital that scales with you.

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Bill Discounting

Cash flow from your unpaid invoices.

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Loan Against Property

Unlock value from what you already own.

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Plan before you borrow

EMI Calculator

Move the sliders to see your monthly instalment instantly. No sign-up, no surprises.

₹10,00,000
₹50 K₹2 Cr
13.0%
8%24%
5 yrs
1 yr30 yrs
Monthly EMI
₹22,753
INTEREST36%
Principal amount₹10,00,000
Total interest₹3,65,180
Total payable₹13,65,180
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Indicative only · final terms subject to credit assessment

Questions, answered

Manufacturing & MSME financing FAQs

Do I need collateral as an MSME?
Not always — depending on turnover and banking history, we offer both secured and unsecured structures for MSMEs.
Can I finance new machinery through Qubik?
Yes, term financing for machinery and capacity expansion is available, structured against the expected payback period.
What if my business isn't fully formalised yet?
We work with GST-registered MSMEs across a range of formalisation levels — talk to our team about your specific documentation.

Ready to fund your manufacturing & msme business?

Share a few details and our team will get back to you with a transparent, personalised offer — usually within 24–48 hours.

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