Real Estate Financing — Qubik Finserv
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Real Estate

Property-backed capital,
structured for real estate.

Financing for developers, brokers and real estate businesses — construction finance, inventory funding, and property-backed working capital.

Construction financeStructured
Property-backed loansUp to ₹5 Cr
Inventory fundingBusiness loans
Real estate development under construction
Sector expertise

Financing challenges we solve

Underwriting shaped by how real estate businesses actually operate — not a generic scorecard.

Construction & project finance

Development timelines need staged capital release matched to construction milestones.

Unsold inventory funding

Completed but unsold units tie up capital — leverage that value instead of waiting for sales.

Brokerage & channel partner working capital

Real estate service businesses need working capital between deal closures.

Land & acquisition financing

Property-backed loans to fund land acquisition or portfolio expansion.

Common uses

What our real estate clients fund

  • Funding a construction project in structured stages
  • Unlocking capital from unsold completed inventory
  • Working capital for brokerage and channel partner businesses
  • Financing land acquisition for future development
Why Qubik

Built for this sector

We pair the discipline of a regulated NBFC with underwriting that understands how real estate businesses actually generate and receive cash — not a one-size-fits-all scorecard. Digital onboarding means indicative answers in 24–48 hours, so opportunity never waits on paperwork.

Talk to an advisor
Recommended for Real Estate

Products that fit this sector

These are the facilities our real estate clients turn to most, but any product can be structured to your specific need.

Plan before you borrow

EMI Calculator

Move the sliders to see your monthly instalment instantly. No sign-up, no surprises.

₹10,00,000
₹50 K₹2 Cr
13.0%
8%24%
5 yrs
1 yr30 yrs
Monthly EMI
₹22,753
INTEREST36%
Principal amount₹10,00,000
Total interest₹3,65,180
Total payable₹13,65,180
Talk to an advisor

Indicative only · final terms subject to credit assessment

Questions, answered

Real Estate financing FAQs

Do you finance under-construction projects?
We assess construction finance requests case by case, considering project stage, approvals and developer track record.
Can unsold inventory be used as collateral?
Yes, completed unsold units can often be leveraged through our Loan Against Property product.
What documentation is required for property-backed loans?
Clear title deeds, approvals and ownership documents are essential — see the Loan Against Property page for the full list.

Ready to fund your real estate business?

Share a few details and our team will get back to you with a transparent, personalised offer — usually within 24–48 hours.