Ready to Apply? Here's What You'll Need
Eligibility Criteria
- Funded by reputed VCs/PE firms
- Minimum 1–2 years of business operations
- Clear roadmap to profitability
Scalable Business Model
- High growth potential
- Large addressable market
Required Documents
- Certificate of Incorporation (CIN)
- MOA & AOA
- Shareholding pattern
Financial Records
- Last 2–3 years audited financials
Bank Statements
- Last 6–12 months
Our Terms
- ₹1 Cr to ₹100+ Cr
- 12–48 months tenure
- Flexible EMI
- Competitive, risk-based pricing
Loan Structure
- Secured / unsecured options
Venture Debt Benefits
Minimal Dilution
Our financing preserves ownership better than equity funding, helping you retain control while still benefiting from additional capital.
Tailored Financing
We offer customized loan structures secured or unsecured with flexible terms, including subordinated and participating options.
Non-Intrusive Support
We follow a hands-off approach, with no involvement in your day-to-day business operations.
Strong Market Signal
Our funding enhances your credibility, often attracting further interest from investors and stakeholders.
Stage
Series A to Series D financing for early and growth-stage companies.
How does Venture Debt Work?
Get Fast, Simple & Risk-Free Credit
Great! You’re one step closer, just 4 quick steps left to unlock your credit.
- Ticket Size → $500K to $25Mn
- Tenor → Tenor 12 to 36 Months
- Entities → Public Ltd, Pvt Ltd, etc.
- Visit Qubik Finserv Website
-
Check my Eligibility
Doesn’t impact credit score -
Complete Application
Simple 100% online form -
Get Your Offer
Get a fair offer tailored to you -
Receive Funds
Receive funds in 48 hrs and start growing
Calculate Your Venture Debt EMI
(Principal + Interest)
Why Qubik Finserv?
Qubik Finserv provides new-age customized financing products for your business needs
Other Lending Products
Understanding Venture Debt
Venture debt is a strategic financing solution designed for high-growth startups and emerging companies. It complements equity funding by providing access to capital without significant dilution of ownership. Startups often face cash flow gaps while scaling operations, investing in product development, or expanding market reach venture debt helps bridge this gap efficiently. With timely access to funds, businesses can extend their runway, accelerate growth, and optimize capital structure. Qubik Finserv, an SME-focused, RBI-registered NBFC, offers seamless venture debt solutions that are hassle-free, fully digitized, and structured with complete transparency and zero hidden charges.
Frequently Asked Questions
What should a financial plan include?
A solid financial plan ought to cover a thorough look at your personal goals and aspirations, alongside an evaluation of your investment holdings. It should map out your expected income and expenses both before and after retirement, weigh the pros and cons of different retirement and investment account options, and outline strategies for retirement preparation, tax efficiency, charitable contributions, and safeguarding your assets through insurance.
On top of that, it should offer clear, actionable advice and steps to turn your goals into reality. To guide you toward the best decisions, a good plan will also lay out a variety of potential scenarios—plus some alternative ones—for you to consider.
Can you help me plan for retirement?
Planning for retirement is a crucial step in securing your financial future. At United Financial Planning Group, we offer comprehensive retirement planning services to help you achieve your retirement goals.
What is your investment philosophy?
We base our investment approach on evidence and decades of market history, not guesswork about the future. Research shows market timing doesn’t work. Instead, we focus on what you can control: risk, asset allocation, costs, and taxes. Emotional decisions often hurt long-term returns, so we aim to avoid those pitfalls.
Diversification lowers risk—not just by holding many assets, but by mixing company sizes, sectors, and balancing stocks and bonds. Risk can’t be erased, but it can be managed.
We keep expenses low with cost-effective mutual funds and ETFs, since high fees can erode even a well-diversified portfolio’s gains.
Taxes matter too. While unavoidable, they can be minimized with a smart, tax-aware strategy.
Will I have a dedicated advisor?
Yes, you will have a dedicated advisor. At Finovate, we believe in the power of a personalized, one-on-one relationship between each client and their advisor. We understand that your financial journey is unique, which is why we ensure that every client partners with a dedicated advisor, committed to understanding and achieving your specific financial goals.
What is Wealth Management?
Wealth management is a comprehensive financial service that goes beyond traditional investment management. It’s a holistic approach that takes into account all aspects of your financial life, including your investments, retirement planning, tax planning, estate planning, and more. Read more about our wealth management services here.
What is Financial Planning?
Financial planning is a proactive and personalized process that helps you make informed decisions about your money and achieve your financial goals. It’s like having a roadmap for your financial future, guiding you through life’s milestones and unexpected events. Read more about our Financial Planning services here.
How do I get started?
Whether you are interested in having Finovate manage you investments, doing a financial plan, or are interested in our tax advisory services, we typically start with a quick introductory phone call. To schedule an intro call please click here.
Are you a fiduciary?
Yes, we are a fiduciary firm. This means we have a legal and ethical obligation to act in your best interests at all times, putting your financial well-being above our own. We are committed to providing you with unbiased advice and recommendations that are tailored to your specific financial situation and goals.