Ready to Apply? Here's What You'll Need
Eligibility Criteria
- ₹3 crores
- 3+ years
- Public Limited
- Private Limited
- Sole Proprietorship
- Partnership
Required Documents
- GSTIN
- PAN Card
- Aadhaar Card
- Bank Statement
- Balance Sheet
- P&L Statement
Our Terms
- Starts from 12% per annum
- Starts from 1% per annum
- Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
- 500 + Applicable Tax
Business Loan Benefits
Zero Collateral Required
Secure funding without the need to pledge land, property, or any other business assets.
Low cost credit
Benefit from highly competitive and cost-effective interest rates.
Fully Digital Experience
Enjoy a seamless, quick, and completely paperless online application process.
Flexible Repayment Options
Manage your cash flow easily with adaptable EMI schedules tailored to your needs.
Get Paid Instantly
Have your loan amount disbursed within 24 to 48 hours of sanction.
How does Business Loan Work?
Get Fast, Simple & Risk-Free Credit
Great! You’re one step closer, just 4 quick steps left to unlock your credit.
- Turnover → ₹3 Cr+
- Years of Operation → 3+ Years
- Entities → Public Ltd, Pvt Ltd, etc.
- Visit Qubik Finserv Website
-
Check my Eligibility
Doesn’t impact credit score -
Complete Application
Simple 100% online form -
Get Your Offer
Get a fair offer tailored to you -
Receive Funds
Receive funds in 48 hrs and start growing
Calculate Your Business Loan EMI
(Principal + Interest)
Why Qubik Finserv?
Qubik Finserv provides new-age customized financing products for your business needs
Other Lending Products
Understanding Business Loans
A business loan serves as a vital long-term financing solution tailored for Small and Medium Enterprises (SMEs). Often facing cash flow challenges due to limited cash reserves, SMEs can rely on online business loans to bridge the financial gap. With instant access to funds, businesses can expand operations, upgrade manufacturing plants and machinery, and rapidly scale production. This empowers small businesses to unlock their full potential and accelerate growth. Qubik Finserv, an SME-focused, RBI-registered NBFC, provides top-tier business financing. We offer hassle-free, 100% digitized, and collateral-free business loans with absolutely zero hidden charges.
Frequently Asked Questions
What should a financial plan include?
A solid financial plan ought to cover a thorough look at your personal goals and aspirations, alongside an evaluation of your investment holdings. It should map out your expected income and expenses both before and after retirement, weigh the pros and cons of different retirement and investment account options, and outline strategies for retirement preparation, tax efficiency, charitable contributions, and safeguarding your assets through insurance.
On top of that, it should offer clear, actionable advice and steps to turn your goals into reality. To guide you toward the best decisions, a good plan will also lay out a variety of potential scenarios—plus some alternative ones—for you to consider.
Can you help me plan for retirement?
Planning for retirement is a crucial step in securing your financial future. At United Financial Planning Group, we offer comprehensive retirement planning services to help you achieve your retirement goals.
What is your investment philosophy?
We base our investment approach on evidence and decades of market history, not guesswork about the future. Research shows market timing doesn’t work. Instead, we focus on what you can control: risk, asset allocation, costs, and taxes. Emotional decisions often hurt long-term returns, so we aim to avoid those pitfalls.
Diversification lowers risk—not just by holding many assets, but by mixing company sizes, sectors, and balancing stocks and bonds. Risk can’t be erased, but it can be managed.
We keep expenses low with cost-effective mutual funds and ETFs, since high fees can erode even a well-diversified portfolio’s gains.
Taxes matter too. While unavoidable, they can be minimized with a smart, tax-aware strategy.
Will I have a dedicated advisor?
Yes, you will have a dedicated advisor. At Finovate, we believe in the power of a personalized, one-on-one relationship between each client and their advisor. We understand that your financial journey is unique, which is why we ensure that every client partners with a dedicated advisor, committed to understanding and achieving your specific financial goals.
What is Wealth Management?
Wealth management is a comprehensive financial service that goes beyond traditional investment management. It’s a holistic approach that takes into account all aspects of your financial life, including your investments, retirement planning, tax planning, estate planning, and more. Read more about our wealth management services here.
What is Financial Planning?
Financial planning is a proactive and personalized process that helps you make informed decisions about your money and achieve your financial goals. It’s like having a roadmap for your financial future, guiding you through life’s milestones and unexpected events. Read more about our Financial Planning services here.
How do I get started?
Whether you are interested in having Finovate manage you investments, doing a financial plan, or are interested in our tax advisory services, we typically start with a quick introductory phone call. To schedule an intro call please click here.
Are you a fiduciary?
Yes, we are a fiduciary firm. This means we have a legal and ethical obligation to act in your best interests at all times, putting your financial well-being above our own. We are committed to providing you with unbiased advice and recommendations that are tailored to your specific financial situation and goals.