Ready to Apply? Here's What You'll Need
Eligibility Criteria
- The applicant must be at least 21 years old
- Minimum annual salary of Rs. 3 lakh.
- Minimum of 1 year of experience.
Credit Score
- Credit score above 700
Required Documents
- Driving license/Aadhaar Card/Voter’s ID
- Driving license/Aadhaar Card/Voter’s ID/Passport
Income Proof
- A copy of your salary slips for the last three months
Signature proof
- A copy of your signature along with signature proof
Our Terms
- Starts from 9.49% per annum
- Rs. 6500/-
- Up to Rs. 1999
Duplicate NOC Charges
- Rs. 300
Vehicle Loan Benefits
Higher loan amount
You can get new car finance of up to Rs. 50 lakh, enabling you to purchase the car of your choice.
Extended tenure
Enjoy longer repayment periods of up to 84 months or 7 years. Extended tenures help reduce the monthly EMI burden.
Flexi EMI options
You can increase or decrease your car loan tenure to ensure that your EMIs remain affordable and you can pay them comfortably.
Up to 100% funding
Get up to 100% of your car’s invoice value financed, making it easier to purchase your dream vehicle without a large down payment.
Minimal documentation
The simple paperwork makes your car loan a convenient, quick, and accessible financial solution. The digital application process is smooth and hassle-free.
How does Vehicle Loan Work?
Get Fast, Simple & Risk-Free Credit
Great! You’re one step closer, just 4 quick steps left to unlock your credit.
- Interest Rate → 9.49%
- Minimum annual salary → Rs. 3 lakh
- Credit score → Above 700
- Visit Qubik Finserv Website
-
Check my Eligibility
Doesn’t impact credit score -
Complete Application
Simple 100% online form -
Get Your Offer
Get a fair offer tailored to you -
Receive Funds
Receive funds in 48 hrs and start growing
Calculate Your Vehicle Loan EMI
(Principal + Interest)
Why Qubik Finserv?
Qubik Finserv provides new-age customized financing products for your business needs
Other Lending Products
Understanding Vehicle Loans
A vehicle loan is a valuable financing solution designed to help individuals and businesses purchase cars, two-wheelers, or commercial vehicles with ease. Whether for personal use or business needs, a vehicle loan helps overcome upfront cost barriers and manage cash flow effectively. With quick access to funds, borrowers can own their desired vehicle without financial strain and repay in convenient installments.
Qubik Finserv, an RBI-registered NBFC, offers seamless vehicle financing with a fully digital process. We provide hassle-free, quick approvals, competitive interest rates, and transparent terms with zero hidden charges, making vehicle ownership simple and accessible.
Frequently Asked Questions
What should a financial plan include?
A solid financial plan ought to cover a thorough look at your personal goals and aspirations, alongside an evaluation of your investment holdings. It should map out your expected income and expenses both before and after retirement, weigh the pros and cons of different retirement and investment account options, and outline strategies for retirement preparation, tax efficiency, charitable contributions, and safeguarding your assets through insurance.
On top of that, it should offer clear, actionable advice and steps to turn your goals into reality. To guide you toward the best decisions, a good plan will also lay out a variety of potential scenarios—plus some alternative ones—for you to consider.
Can you help me plan for retirement?
Planning for retirement is a crucial step in securing your financial future. At United Financial Planning Group, we offer comprehensive retirement planning services to help you achieve your retirement goals.
What is your investment philosophy?
We base our investment approach on evidence and decades of market history, not guesswork about the future. Research shows market timing doesn’t work. Instead, we focus on what you can control: risk, asset allocation, costs, and taxes. Emotional decisions often hurt long-term returns, so we aim to avoid those pitfalls.
Diversification lowers risk—not just by holding many assets, but by mixing company sizes, sectors, and balancing stocks and bonds. Risk can’t be erased, but it can be managed.
We keep expenses low with cost-effective mutual funds and ETFs, since high fees can erode even a well-diversified portfolio’s gains.
Taxes matter too. While unavoidable, they can be minimized with a smart, tax-aware strategy.
Will I have a dedicated advisor?
Yes, you will have a dedicated advisor. At Finovate, we believe in the power of a personalized, one-on-one relationship between each client and their advisor. We understand that your financial journey is unique, which is why we ensure that every client partners with a dedicated advisor, committed to understanding and achieving your specific financial goals.
What is Wealth Management?
Wealth management is a comprehensive financial service that goes beyond traditional investment management. It’s a holistic approach that takes into account all aspects of your financial life, including your investments, retirement planning, tax planning, estate planning, and more. Read more about our wealth management services here.
What is Financial Planning?
Financial planning is a proactive and personalized process that helps you make informed decisions about your money and achieve your financial goals. It’s like having a roadmap for your financial future, guiding you through life’s milestones and unexpected events. Read more about our Financial Planning services here.
How do I get started?
Whether you are interested in having Finovate manage you investments, doing a financial plan, or are interested in our tax advisory services, we typically start with a quick introductory phone call. To schedule an intro call please click here.
Are you a fiduciary?
Yes, we are a fiduciary firm. This means we have a legal and ethical obligation to act in your best interests at all times, putting your financial well-being above our own. We are committed to providing you with unbiased advice and recommendations that are tailored to your specific financial situation and goals.